1. Introduction

Welcome to PiggyLearn ("we," "our," or "us"). We are committed to protecting your privacy and the privacy of your children. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.

PiggyLearn is designed to help families teach children about virtual coins through an educational simulation experience. No real money is involved.

2. Information We Collect

2.1 Information You Provide

• Account Information: When you create an account, we collect your name, email address, and profile information from your Google account (if using Google Sign-In).
• Child Account Information: Parents may create accounts for children, including the child's name and a PIN for login.
• Vault and Activity Data: All simulated Piggy Vaults, pockets, coin balances, and activities you create within the app.

2.2 Information Collected Automatically

• Device Information: Device type, operating system, and unique device identifiers for push notifications.
• Usage Data: How you interact with the app, features used, and error logs to improve our service.

2.3 Information We Do NOT Collect

• Real financial or banking information
• Credit card or payment card numbers (subscriptions handled by Apple/Google)
• Location data
• Contacts or address book
• Photos or media (unless you explicitly upload a profile picture)

3. How We Use Your Information

We use the information we collect to:

• Provide and maintain the PiggyLearn service
• Create and manage user accounts
• Process simulated activities within family Piggy Vaults
• Send push notifications (if enabled) for allowances, payments, etc.
• Provide customer support
• Improve and optimize our app
• Comply with legal obligations

4. Children's Privacy (COPPA Compliance)

• Parental Consent: Children under 13 can only use PiggyLearn through accounts created and managed by their parents.
• Parental Control: Parents have full visibility and control over their children's pockets, including the ability to view all activities and delete the pocket.
• Limited Data: We collect only the child's name (chosen by the parent) and a PIN for login. No email or other personal information is required from children.
• No Advertising: We do not display targeted advertising to children.
• Parental Rights: Parents can review, modify, or delete their child's information at any time through the app or by contacting us.

5. Data Sharing and Disclosure

We do not sell your personal information.

We may share information only in these limited circumstances:

• Within Your Piggy Vault: Information is shared among members of your Piggy Vault as part of the app's functionality.
• Service Providers: We use trusted third-party services (AWS, Firebase) to host and operate our app. These providers are contractually obligated to protect your data.
• Legal Requirements: We may disclose information if required by law or to protect our rights and safety.

6. Data Security

We implement appropriate technical and organizational measures to protect your information:

• Data encryption in transit (HTTPS/TLS)
• Secure cloud infrastructure (AWS)
• Access controls and authentication
• Regular security assessments

However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

7. Data Retention

We retain your information for as long as your account is active or as needed to provide services. You can delete your account at any time through the app settings, which will remove your data from our active systems.

8. Your Rights

You have the right to:

• Access: Request a copy of your personal data
• Correction: Update or correct your information
• Deletion: Delete your account and associated data
• Opt-out: Disable push notifications at any time

To exercise these rights, contact us at the email below or use the in-app settings.

9. Third-Party Services

Our app uses the following third-party services:

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy in the app and updating the "Last Updated" date. Your continued use of the app after changes constitutes acceptance of the updated policy.

11. Contact Us